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Archive for December, 2006

Need some help!

December 17th, 2006 at 05:10 am

I should post this in the forum as well but it is also a vent so here we go.

Lets start off with the fact that I work from home. I do Rcodes for a telemarkting group. Rcodes are getting a lot less and I am now working on my own access database just to make sure I can get 30 hours in a week. But I think they want to not pay for someone to do that now so I might be out of a job. I was bringing in 300 a week. Now My Hubby brings home 874.74 biweekly.

Here are all our bills
Rent 730
Electric 120-150
Water 50
Cable 100
Car payment 300
Car Ins. 395
Groceries 300
Storage 40
Tim's smokes 40

Thank god I breastfeed. That would be another 60+ a month. Now my parents who live with us pay half of all the household bills which help out alot. I just don't know what to do if I lose my job. I try to be frugal and not spend alot of money on extras. I just need some help and ideas! Please? I am going crazy thinking about it.

So much for a budget

December 8th, 2006 at 07:00 pm

So I tried and have been trying to set up a budget but it is not working! We have all these bills dues on the 30th and the 1st and I don't know how we are even going to have a christmas! grrr Here are all our bills

*Rent 730 due on the 6th Jan
*Water about 50 (we have only had one bill) due the 6th Jan
*Electric about 150 Due 30th Dec
*Storage 40 due 15 Dec and Jan
*Car payment 300 due 30th Dec
*Car Ins 395 due 30 Dec

At least my mom and dad pay me for half of all the house bills plus groceries so that helps.

Plus I am having issues with my job and who knows how long I will be keeping it.

At least today I only spent 36.23 today
19.99@ Save a lot on groceries
5.13 @McDs for lunch for 2
11.11 @target diapers and wipes

Lets start saving!

December 1st, 2006 at 03:14 pm

Well me and my wonderful husband talked and decided we were going to start saving to have a nest egg. Yeah he thinks of this when our newborn is turning 5 months. But hey it works.

Today I didn't spend that much money. Now that I have my job back me and my mom went out to lunch. One of the reasons I love this women is when we go out we spilt everything! It is great so we had a huge lunch and dessert for a total of 14.91 with tip.

Plus I finalized our budget today. so we can have some spending cash. But most of it will be going to the car we got and our savings account!

Off to go save more money! My dad is taking me out to dinner!!