So me and DH have been talking about the budget and everything so we are going to sit down and rethink our budget and figure out were all our money is going!
Wish me luck! I didn't think making a budget would be so darn hard!
New year New budget
January 1st, 2007 at 10:39 am
January 1st, 2007 at 12:41 pm 1167655261
January 1st, 2007 at 12:41 pm 1167655262
January 1st, 2007 at 01:55 pm 1167659705
Hey, making it is a process. Just remember that it is a VERY USEFUL TOOL, but only if you use it. For me it was finally learning that a budget was a living, changing thing - not something set in stone. It was helpful getting started for us to think of it as a Spending Plan. Sitting down before doling out any of the pay and making a prioritized list of where the money was going. Being in charge of the money instead of the money being in charge of us!
You'll forget something sure as shooting when you start out - don't give up in frustration. Add it to the list, make the adjustment. It can be a one step forward, two steps back thing for awhile. Just keep going with it and making adjustments until you finally reach a solution that works for your family.
Keep reading and asking questions!
January 1st, 2007 at 03:28 pm 1167665327
LuxLiving made a super point...do be prepared to make adjustments. Have fun and enjoy doing this together!
January 1st, 2007 at 09:22 pm 1167686542